Online Payments

To be able to take payments online you need to setup a payment processor. They process Credit cards, Debit cards and Eftpos card and can save the details for later.

We only use providers with excellent PCI compliance, and they will securely process and store credit card details and reduce your PCI compliance needs.

New Zealand

All costs and fees are paid to the payment gateway and your bank (merchant bank account).

Credit / Debit

A payment gateway will usually charge a setup fee (~ $150) and then a monthly fee for 100 transactions (for example) ($39 - $50) and then a small overage fee per additional transaction.

And then the bank fees are typically around 2% per transaction (Visa and Mastercard).

Windcave - PxPay

Preferred

Pricing table from September 2019 - windcave.com

Transaction fee
2.8% + $0.30

Note: minimum monthly fee $30.00 and setup fee $99.00

Paymark - Click

Sign up Online - paymark.co.nz/register

Standard Pricing table from March 2020
Monthly Transactions Transaction Fee Setup fee Monthly Merchant Fee
0 - 4000 $0.20 $125 $25
4001 - 10,000 $0.16 $125 $25
10,001 - 20,000 $0.11 $125 $25
20,001 - 50,000 $0.10 $125 $25
50,000 + $0.10 $125 $25
SME Bundle Pricing table from March 2020, includes Online Eftpos
Monthly Transactions Bundle Price
1 - 50 $19
51 - 100 $29
101 - 200 $59
201 - 500 $119
501 - 1000 $219
1001 - 2000 $399
2000 + $0.20 per transaction

Stripe

Stripe pricing is per transaction, and does not require a merchant bank account.

Pricing from June 2019 - stripe.com

Transaction fee
2.9% + $0.30

No setup fees

Paystation

Pricing table from from June 2019 - paystation.co.nz

Plan Monthly fee Transactions Overage fee Setup fee
Starter $39 100 $0.45 $149
Growth $99 300 $0.39 $149
Enterprise $149 500 $0.36 $149

Online Eftpos

Online Eftpos by Paymark is a collabaration with New Zealand Banks, and offers an affordable, secure and easy to use payment method.

Transaction fee
1.0%

No setup fees, no monthly fee. A must have even along side another gateway.

Sign up Online - paymark.co.nz/register

Read more about it here.

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