Online Payments

To be able to take payments online you need to setup a payment processor. They process Credit cards, Debit cards and Eftpos card and can save the details for later.

We only use providers with excellent PCI compliance, and they will securely process and store credit card details and reduce your PCI compliance needs.

New Zealand

All costs and fees are paid to the payment gateway and your bank (merchant bank account).

Credit / Debit

A payment gateway will usually charge a setup fee (~ $150) and then a monthly fee for 100 transactions (for example) ($39 - $50) and then a small overage fee per additional transaction.

And then the bank fees are typically around 2% per transaction (Visa and Mastercard).

Paymark - Click

Pricing by request - paymark.co.nz

Payment Express - PxPay

Pricing table from June 2019 - paymentexpress.co.nz/

Plan Monthly fee Transactions Overage fee Setup fee
Starter $50 100 $0.50 $150
Business $150 500 $0.45 $150

Paystation

Pricing table from from June 2019 - paystation.co.nz

Plan Monthly fee Transactions Overage fee Setup fee
Starter $39 100 $0.45 $149
Growth $99 300 $0.39 $149
Enterprise $149 500 $0.36 $149

Stripe

Stripe pricing is per transaction, and does not require a merchant bank account.

Pricing from June 2019 - stripe.com

Transaction fee
2.9% + $0.30

Online Eftpos

A relatively new online payment method, it uses a customer’s phone number and banking App to make secure transactions.

Paymark typically charges 1% per transaction.

Pricing by request - paymark.co.nz

Read more about it here.

Setup

You’ll need to contact a payment gateway and also your bank, setup can be done in 10 business days, and it helps if you have all the information needed upfront.

Ready to get started? Get in touch.

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